One good reason why you are not in charge of your family’s finances. (Mama Kat's writing workshop)
When it comes to money, I'm a mess. It's not that I spend too much, exceed my credit card limit, or don't have a clue about dollars and cents. It's quite the opposite.
I do have a clue about my money.
Aside from one misunderstanding I have done well with my credit cards.
I spend way less than most people do.
The reason I am not in charge of our family's finances is because it would put me in an emotional mess. It would cause me unnecessary stress and worry and it would constantly plague my life. Not only would the task of paying bills on time be something extra to deal with, but the idea of spending money would be very hard.
Instead of spending money I would try to save every penny just because. We would not enjoy this moment and instead would live extremely cheap. It's the way I have always been and although I think it is a noble quality to be cheap and to save money I think it adds stress because I constantly worry about having enough money saved.
*Don't get me wrong. As a family we still save money and my husband manages our finances very well. He just brings a nice balance to my obsession with saving money. For example, he finally convinced me it was ok to buy new underwear since mine had holes in them and were ripping at the seams.
Isn't it funny? I am in a constant state of "if I don't retain more money, we're going to be living in the car." And that makes me scrimp on necessities -- like underwear! I love to spend, but I feel bad when I do. I absolutely cannot be responsible for the house's finances. There would be new boots, and me crying over the new boots. And probably no electricity. (Even though the money would be in the savings account! Too much stress).
ReplyDeleteThank goodness for husbands who are willing to take this task on!
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